SBI Clerk 2025: 6,589 Vacancies | Salary ₹46K+/Month
Junior Associate (Customer Support & Sales) | State Bank of India | No Interview – Direct Merit-Based Selection
- Prelims Exam: COMPLETED (20, 21, 27 September 2025) ✓
- Mains Exam Date: 15-16 November 2025 – UPCOMING IN 11 DAYS 🔥
- Total Vacancies: 6,589 (5,180 regular + 1,409 backlog vacancies)
- Application Status: CLOSED (Last date was 26 August 2025)
- Admit Card: Expected 1-2 weeks before exam date
- Results: Expected December 2025 / January 2026
- Selection Process: Prelims → Mains → Language Test → NO INTERVIEW
Why SBI Clerk 2025 is YOUR Opportunity
The most comprehensive and updated information you need
Backlog: 1,409 vacancies
Bank: State Bank of India only
Max Pay: ₹64,480 (after 20 years)
In-Hand: ₹46,000/month approx.
Customer Support & Sales role in India\’s largest public sector bank with pan-India presence
SBI Clerk Mains Exam Pattern 2025
190 Questions | 200 Marks | 160 Minutes (2 Hours 40 Minutes)
- Total Questions: 190 questions across 4 sections
- Total Duration: 160 minutes (2 hours 40 minutes)
- Total Marks: 200 marks
- Negative Marking: -1/4 mark per wrong answer
- Each Section is Separately Timed – you cannot switch between sections
- Interview: NO INTERVIEW – Direct merit-based selection after language test
- Mode: Online computer-based test
| Section | Questions | Marks | Duration | Negative Marking |
|---|---|---|---|---|
| General/Financial Awareness | 50 | 50 | 35 minutes | -1/4 per wrong |
| General English | 40 | 40 | 35 minutes | -1/4 per wrong |
| Quantitative Aptitude | 50 | 50 | 45 minutes | -1/4 per wrong |
| Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes | -1/4 per wrong |
| TOTAL | 190 | 200 | 160 mins | – |
• Banking & financial awareness
• Current affairs (last 6 months)
• Static GK
• Economy & financial news
• Reading comprehension
• Error spotting
• Fill in blanks
• Cloze test & vocabulary
• Data interpretation
• Simplification
• Number series
• Arithmetic problems
• Puzzles & seating arrangement
• Syllogism
• Computer basics
• MS Office & networking
6,589 Vacancies – State-Wise Breakdown
Complete vacancy distribution across India
- Total Vacancies: 6,589 posts for Junior Associate
- Regular Vacancies: 5,180 posts
- Backlog Vacancies: 1,409 posts (SC/ST/OBC/EWS/PwBD categories)
- Organization: State Bank of India (India\’s largest public sector bank)
- Job Type: Permanent, full-time government banking job
- Posting: Across all states and union territories of India
Category-Wise Vacancy Distribution
Top 5 States with Maximum Vacancies
| State/UT | Approximate Vacancies | Major Cities | Languages Required |
|---|---|---|---|
| Uttar Pradesh | 514 | Lucknow, Kanpur, Varanasi, Agra | Hindi |
| Maharashtra | 476 | Mumbai, Pune, Nagpur, Nashik | Marathi |
| Tamil Nadu | 380 | Chennai, Coimbatore, Madurai | Tamil |
| Andhra Pradesh | 310 | Visakhapatnam, Vijayawada, Guntur | Telugu |
| Karnataka | 270 | Bengaluru, Mysuru, Mangaluru | Kannada |
- Requirement: Proficiency in local/state language is MANDATORY for SBI Clerk
- Test Format: Reading, writing, speaking, and understanding the regional language
- When Conducted: After clearing mains exam, before document verification
- Exemption: If you studied the local language as a subject up to 10th standard
- Certificate Required: School certificate showing local language study
- Why Important? To effectively communicate with customers in rural and semi-urban branches
- Impact: Cannot skip this test – mandatory for final selection
Salary ₹46,000/Month – Complete Breakdown
SBI Clerk Pay Scale: ₹24,050-₹64,480 (Starting with 2 increments = ₹26,730)
- Basic Pay Scale: ₹24,050 – ₹64,480 (20 years progression)
- Starting Basic: ₹26,730 (includes 2 stagnation increments for graduates)
- Base Pay: ₹24,050 (₹1,340 annual increment initially)
- In-Hand Salary: ~₹46,000 per month (metro cities, with all allowances)
- Why Higher? SBI pays better than IBPS banks due to larger operations
- Growth: Reaches ₹64,480 basic pay after 20 years + promotions possible
Salary Growth Over 20 Years Career
| Years of Service | Basic Pay | Annual Increment | Approx. In-Hand |
|---|---|---|---|
| 0-3 Years (Fresher) | ₹26,730 → ₹28,070 | ₹1,340/year | ₹44,000 – ₹48,000 |
| 3-6 Years (Junior) | ₹28,070 → ₹33,020 | ₹1,650/year | ₹50,000 – ₹55,000 |
| 6-10 Years (Mid-level) | ₹33,020 → ₹41,020 | ₹2,000/year | ₹58,000 – ₹65,000 |
| 10-17 Years (Senior) | ₹41,020 → ₹57,400 | ₹2,340/year | ₹68,000 – ₹80,000 |
| 17-20 Years (Very Senior) | ₹57,400 → ₹64,480 | ₹3,540/year | ₹85,000 – ₹95,000 |
Complete Allowances & Benefits Package
Revision: Every 6 months based on inflation
Example: On ₹24,050 basic = ₹962/month
Tier-1 Cities: 7.5% of basic pay
Other Places: 6.5% of basic pay
Purpose: Additional compensation
Annual: ₹85,001.40
Coverage: Self and family
Additional: Mediclaim policy provided
Coverage: Official travel expenses
LTC: After 2 years of service
• Free uniform allowance
• Newspaper allowance
• Children education support
Eligibility Criteria – Who Can Apply?
Check if you qualify for IBPS Clerk 2025
Maximum: 28 years
As on: August 1, 2025
Relaxation: As per Govt. rules
From: Recognized university
Stream: Any (Arts/Science/Commerce)
Minimum: No specific percentage
Proficiency: Read, write, speak
Test: If not studied in 10th
State: As per application choice
Certificate: Not always required
Test: Included in mains exam
Level: Basic operating knowledge
• Subject of Nepal/Bhutan
• Tibetan Refugee (before 1962)
• PIO from specific countries
- SC/ST Candidates: +5 years (Age limit: 20-33 years)
- OBC Candidates: +3 years (Age limit: 20-31 years)
- PwD (General): +10 years (Age limit: 20-38 years)
- PwD + SC/ST: +15 years (Age limit: 20-43 years)
- PwD + OBC: +13 years (Age limit: 20-41 years)
- Ex-Servicemen: Service period + 3 years (subject to max age)
- Widows/Divorced Women: +9 years (up to age 35, applicable to General/OBC only)
25-Day Mains Preparation Strategy
Smart preparation plan for November 29 exam
- Days 1-7: Complete all 4 sections theory revision + topic-wise practice
- Days 8-14: Section-wise mock tests + analyze weak areas + focused practice
- Days 15-21: Full-length mains mock tests (at least 10 tests) + speed improvement
- Days 22-24: Revision of formulas, shortcuts, current affairs + previous year papers
- Day 25 (Exam): Stay calm, confident, and well-rested. Review notes briefly.
Section-Wise Preparation Tips
• Last 6 months banking news
• RBI policies & announcements
• Banking terms & concepts
• Current affairs (national/international)
• Static GK (capitals, currencies)
Strategy: Daily newspaper + monthly current affairs PDF
• Reading comprehension (practice daily)
• Error detection (grammar rules)
• Sentence rearrangement
• Vocabulary (synonyms/antonyms)
• Para jumbles
Strategy: Read English newspapers + solve previous papers
• Puzzles & seating arrangement
• Blood relations & directions
• Syllogism & inequalities
• Computer hardware/software basics
• MS Office & internet concepts
Strategy: Daily puzzle practice + computer fundamentals
• Data interpretation (bar, pie, table)
• Simplification & approximation
• Number series
• Percentage, ratio, average
• Time & work, speed & distance
Strategy: Learn shortcuts + practice DI sets daily
- General Awareness (20 mins): Attempt all known answers first. Skip doubts initially.
- English (35 mins): Start with reading comprehension. Focus on accuracy over speed.
- Reasoning (35 mins): Solve easy questions first. Puzzles can be time-consuming.
- Quantitative (30 mins): Simplification first, then DI, then calculation questions.
- Time Management: Leave 2-3 mins in each section for revision and rechecking.
- Negative Marking: Don\’t guess randomly. Attempt only if 70-80% confident.
- Target Score: Attempt 125-135 questions with 90%+ accuracy for safe score.
Frequently Asked Questions
Get answers to all your IBPS Clerk 2025 queries
IBPS Clerk Mains Exam 2025 is scheduled on November 29, 2025. The exam will be conducted in online mode (computer-based test) at various centers across India. Admit card will be released 1-2 weeks before the exam date.
There are 13,533 revised vacancies for IBPS Clerk 2025. This is an increase from the original 10,277 vacancies announced earlier. Additional 3,256 posts were added in the revised notification, making it a 31.7% increase in opportunities.
The approximate in-hand salary of IBPS Clerk is ₹39,412 per month. Basic pay starts at ₹24,050 under the new 12th Bipartite Settlement. Total salary includes DA, HRA, Special Allowance (₹7,083), and other benefits. Salary varies slightly based on city classification (metro/tier-1/tier-2).
NO, there is NO INTERVIEW for IBPS Clerk 2025. The final selection is purely merit-based on mains exam performance. After mains result, shortlisted candidates will go through document verification directly, followed by provisional allotment.
Local Language Proficiency Test (LLPT) is a new requirement for IBPS Clerk 2025. You must know the local language of the state where you\’re applying. If you haven\’t studied the local language up to 10th standard, you\’ll have to appear for LLPT after qualifying mains. The test checks your ability to read, write, speak, and understand the local language.
The revised mains exam pattern has 155 questions in 120 minutes (earlier it was 190 questions in 160 minutes). Distribution: General Awareness (40Q, 20min), English (40Q, 35min), Reasoning & Computer (40Q, 35min), Quantitative Aptitude (35Q, 30min). Each section is separately timed. Negative marking: -1/3 per wrong answer.
Customer Service Associate (CSA) is the new designation for IBPS Clerk. Previously called \”Clerk\”, the role has been upgraded to reflect modern banking responsibilities. CSA handles customer service, account operations, documentation, cash handling, and banking transactions.
No, you cannot change your state preference once the application is submitted and the correction window is closed. Choose your state carefully during application as you\’ll need local language proficiency for that state. However, IBPS usually provides a brief correction window after application closes.
Career progression: Clerk/CSA → Senior Clerk → Junior Officer → Officer Scale I → Officer Scale II → Officer Scale III. Promotions are based on performance, years of service, and internal exams. With 20 years of service, basic pay reaches ₹64,480 with total in-hand of ₹80,000-90,000.
Admit card will be released on the official IBPS website (ibps.in) approximately 1-2 weeks before the mains exam. Login with your registration number and password. Download and print 2 copies. Carry the admit card along with original photo ID proof to the exam center.
11 PSU Banks are participating: Bank of Baroda, Bank of India, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank, Union Bank of India, and Bank of Maharashtra. Posting will be in any of these banks based on merit and preference.
A good score varies by state and category. Generally, scoring 140-160 marks out of 200 is considered competitive. With 13,533 vacancies, cutoffs may be slightly lower than previous years. Aim to attempt 125-135 questions with 90%+ accuracy for a safe score.
Required documents: 10th & 12th marksheets, Graduation degree & marksheets, Caste certificate (if applicable), Local language certificate, Category certificate (if applicable), Photo ID proof (Aadhaar/PAN/DL/Passport), Recent photographs, Signature specimen. All original documents with self-attested photocopies.
Yes, IBPS Clerk is a permanent government job in Public Sector Banks. You\’ll get complete job security until retirement (age 60). Benefits include pension, medical facilities, LTC, housing, and other perks as per bank rules. No fear of layoffs or job loss.
IBPS Clerk Mains results are expected in December 2025 or early January 2026. After results, shortlisted candidates will be called for document verification. Provisional allotment (final selection) is expected by March 2026. Joining may be April-June 2026.
Your Banking Career Starts Here!
IBPS Clerk 2025 is your golden opportunity to secure a prestigious banking career with ₹39,412/month salary, complete job security, excellent work-life balance, and amazing growth prospects. With 13,533 vacancies across 11 PSU Banks, your chances are better than ever.
The Mains Exam is on November 29, 2025 – just 25 days away! This is your time to prepare smart, stay focused, and give your absolute best.
Remember: Success belongs to those who prepare well and believe in themselves. Your banking job is waiting. Go grab it!
All the Best for Your IBPS Clerk 2025 Mains Exam!
Stay Focused | Prepare Smart | Success Awaits You | Banking Career 2025